Additional Benefits

Voluntary Accident Insurance can help handle expenses that occur after an accident or injury. This is a lump-sum cash benefit that is paid directly to you after having a covered injury. This benefit provides cash that can be used however is needed.

Injury	Benefit
Burn	Up to $20,000
Coma	50% of principal sum
Concussion	$300
Dental injury	Up to $500
Dislocation	Up to $10,000
Laceration	Up to $900
Fracture	Up to $10,000
Hospital Admission	$1,500
Emergency Room	$300
Accidental Death & Dismemberment	Employee: $50,000 Common Carrier: 300% of principal sum Spouse: $25,000 Child: $10,000
Wellness	If you or your covered dependent has an eligible wellness test performed, you each may receive a $50 benefit once per calendar year.
Portability	If you no longer qualify for coverage, you may be able to continue coverage for yourself and your covered dependents.

	Bi-Weekly Payroll Deduction
Employee	$4.21
Employee + Spouse	$6.78
Employee + Child(ren)	$8.08
Employee + Family	$10.66

Downloads

Summary of Benefits

Critical Illness insurance can help cover some of the expenses associated with a serious illness. If you’re diagnosed with a specific critical illness, you will receive an up-front, lump-sum benefit you can use however you need.

Which illnesses are Covered?
• Cancer – benefit varies depending on type and severity
• Heart attack
• Major organ failure
• Stroke
• Coronary artery bypass graft – pays 25% of benefit

Once enrolled, you will receive a booklet with more details regarding the coverage of each of these illnesses.

Benefit

Minimum

Guaranteed Issue

Maximum

You

$5,000
increments

$5,000

$20,000

Your Spouse

$5,000
increments

$5,000

$20,000

$20,000,
not to exceed
100% of the
employee’s
amount

Your Child(ren)

$2,500

$10,000

$10,000 not to
exceed 50% of
the employee’s
amount


Health Screening	If you or your covered dependent has an eligible health screening performed, you may receive a $50 benefit once per calendar year per family. Claims must be filed within a year of the date of service.
Portability	If you no longer qualify for coverage, you may be able to continue coverage for yourself and your covered dependents.

Downloads

Summary of Benefits

Provided By

Mutual of Omaha

Provider Website

http://mutualofomaha.com/

Customer Service

800.877.5176